1 min read
Sources:
Kevin's account, his own videos
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Short answer
Start there. With ultra-cheap index ETFs available, he tells viewers to consider QQQM (Nasdaq 100) and SPYM (S&P 500) first, and to take concentrated single-stock positions only when they are diversified against other assets. He describes his own company as following the same rule: about 85% real estate, about 2.5% public securities. He is critical of fee-heavy real estate funds, including, in his view, Vanguard’s REIT funds. 1
First pick: QQQM, SPYM (cheap index funds)
Concentration: Only if diversified (against other assets)
Reinvest: ~2.5% securities (about 85% real estate)
His view
Kevin’s account
With the rise of ultra-cheap market index ETFs, I now encourage people to consider QQQM and SPYM first, and to take concentrated positions only when they are diversified against other assets. My own company reflects that philosophy: roughly 2.5% of Reinvest’s assets sit in public securities versus about 85% in real estate. 1
On real estate funds
Kevin’s account
I think Vanguard’s real estate funds are really just a collection of fees putting you in REITs that also collect fees or spend heavily on internal administration. 1
That is opinion, and it is the argument behind Reinvest’s structure: a company that owns the buildings directly, with no fund layer. Whether that is better for an investor than a REIT fund depends on the fees, the liquidity and the manager, and the trade-offs are on the REIT comparison page.
In his own videos
Index first, concentrate only with a cushion. The man who ran a stock-picking ETF now tells people to buy the index. 1
Simply put
✅ The advice
➡️ Buy cheap index funds that own the whole market before you buy individual stocks.
➡️ Only make big single bets if the rest of your money is safe elsewhere.
✅ The irony
➡️ He used to run a stock-picking fund. He closed it and now says start with the index.
Sources
Kevin's account, Indexing first: “With the rise of ultra-cheap market index ETFs, I now encourage people to consider QQQM and SPYM first” Read the excerpt
Kevin on YouTube, "Hacking the Trump Accounts | The $5,000 Business Trick." (2026-07-24), at 15:24: “if you just type in SPYM, you get a very very similar product even though the pricing looks different. QQQM, throw that M after there, and you really get the non-marketed product which has a little bit of a lower expense ratio” Watch from 15:24
Kevin on YouTube, "Stocks MOON on Government Shutdown ENDING" (2025-11-10), at 30:24: “If you're going to buy the Q's, QQQM, by the way, is the way to go. It's basically the same index. Tiny little differences, but the fees are way lower.” Watch from 30:24
