Terms of Use

Terms of Use

Terms of Use

HOUSE HACK, INC. DBA HOUSEHACK AND REINVEST
REINVESTAI PLATFORM + MEET KEVIN MEMBERSHIP / ALPHA

Last Updated: September 15, 2026

TABLE OF CONTENTS

  1. Acceptance of Terms

  2. Description of Services

  3. Corporate Structure and Relationships

  4. Eligibility and Account Registration

  5. AI-Generated Content, Financial Content, and Disclaimers

  6. User Conduct and Prohibited Uses

  7. Intellectual Property Rights

  8. Data, Privacy, and Security

  9. Third-Party Services, Data Providers, and Integrations

  10. Fees, Payment, and Refund Policy

  11. Representations and Warranties

  12. Disclaimer of Warranties

  13. Limitation of Liability

  14. Indemnification

  15. Chargebacks and Disputes

  16. Affiliates and Third-Party Promoters

  17. Term and Termination

  18. Governing Law, Arbitration, and Class Action Waiver

  19. Modifications to Terms

  20. General Provisions

  21. Additional Disclosures

House Hack, Inc., a Wyoming corporation, doing business as "HouseHack" and "Reinvest," and its  affiliates (collectively, the "Company," "we," "us," or "our") welcome you. These Terms of Service  ("Terms" or "Agreement") govern your access to and use of: our websites (including  https://meetreinvest.com, https://reinvest.co and https://househack.com), mobile applications,  software and analytic tools including the Reinvest Terminal (formerly known as the Reinvest AI  platform), the Meet Kevin Membership and related educational content (including the Meet Kevin Alpha Report), and all related services (collectively, the "Services").

BY ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT  ACCESS OR USE THE SERVICES. 

IMPORTANT: THESE TERMS CONTAIN A MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER IN SECTION 18. BY ACCEPTING THESE TERMS, YOU AGREE TO RESOLVE DISPUTES THROUGH  BINDING INDIVIDUAL ARBITRATION AND WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS OR  HAVE DISPUTES DECIDED BY A JUDGE OR JURY. 

THESE TERMS APPLY WORLDWIDE. BY USING THE SERVICES FROM ANY LOCATION, YOU AGREE TO BE BOUND BY THESE TERMS AND CONSENT TO THE EXCLUSIVE JURISDICTION OF VENTURA COUNTY, CALIFORNIA FOR ANY DISPUTES NOT SUBJECT TO ARBITRATION.

1. Acceptance of Terms

1.1 Agreement to Terms

By creating an account, accessing, or using any part of the Services, you represent that you have read,  understood, and agree to be bound by these Terms. If you are using the Services on behalf of a  company, organization, or other entity, you represent and warrant that you are authorized to bind such  entity to these Terms, in which case "you" and "your" shall refer to such entity. 

1.2 Additional Agreements

Your use of certain features of the Services may be subject to additional terms and conditions, including but not limited to: our Privacy Policy, community guidelines, and for investment-related features, our Offering Circular (for Regulation A offerings), Private Placement Memorandum (for Regulation D offerings), Convertible Bond Agreement, and/or Subscription Agreement. Such additional terms are incorporated by reference into these Terms. In the event of a conflict between these Terms and any additional terms, the additional terms shall control with respect to the specific feature or service to which they apply. 

1.3 Electronic Agreement

You consent to enter into this Agreement electronically and acknowledge that your electronic acceptance has the same legal effect as a physical signature.

1.4 Age Requirement

You must be at least eighteen (18) years of age to use the Services. 

1.5 International Users

These Terms apply to all users worldwide. By accessing or using the Services from outside the United States, you acknowledge that you do so voluntarily and are responsible for compliance with local laws.  You consent to the transfer of your data to the United States and agree to be bound by these Terms and the jurisdiction provisions herein. 

1. Acceptance of Terms

1.1 Agreement to Terms

By creating an account, accessing, or using any part of the Services, you represent that you have read,  understood, and agree to be bound by these Terms. If you are using the Services on behalf of a  company, organization, or other entity, you represent and warrant that you are authorized to bind such  entity to these Terms, in which case "you" and "your" shall refer to such entity. 

1.2 Additional Agreements

Your use of certain features of the Services may be subject to additional terms and conditions, including but not limited to: our Privacy Policy, community guidelines, and for investment-related features, our Offering Circular (for Regulation A offerings), Private Placement Memorandum (for Regulation D offerings), Convertible Bond Agreement, and/or Subscription Agreement. Such additional terms are incorporated by reference into these Terms. In the event of a conflict between these Terms and any additional terms, the additional terms shall control with respect to the specific feature or service to which they apply. 

1.3 Electronic Agreement

You consent to enter into this Agreement electronically and acknowledge that your electronic acceptance has the same legal effect as a physical signature.

1.4 Age Requirement

You must be at least eighteen (18) years of age to use the Services. 

1.5 International Users

These Terms apply to all users worldwide. By accessing or using the Services from outside the United States, you acknowledge that you do so voluntarily and are responsible for compliance with local laws.  You consent to the transfer of your data to the United States and agree to be bound by these Terms and the jurisdiction provisions herein. 

2. Description of Services

2.1 Platform Overview

The Services may include, without limitation:

A. Real Estate AI / ReinvestAI

The Reinvest Terminal is our proprietary software for estimating home and stock valuations. The  Terminal consists of proprietary software, algorithms, and model weights, and relies on third-party stock and real estate API data feeds. The Terminal may also include additional insight and analytic tools and  experimental features. It is in early beta, and the current version is a pre-release. Estimates can be  wrong, sometimes very wrong. The Terminal's home valuation features cover United States properties  only. We expect to release the full, new Reinvest Terminal in November 2026; that timeline may slip  (see Sections 2.3, 2.4, and 5). The Services may also include: 

  • AI tools that analyze real estate data and generate property valuations, investment scores,  market analytics, "net worth boost" or "wedge" estimates, and related outputs; 

  • Analytic and insight tools that analyze stock and market data and generate stock valuations,  scores, price scenarios, and related outputs; 

  • Visual Deal Spotter and property ranking features (e.g., "More Likely," "Less Likely," "Not Likely," or similar designations, which may change from time to time); 

  • Access to property data (including MLS data where available), public records, and third-party  datasets; 

  • Software tools for investment analysis, including ValuationAI, RenovationAI, and other features  as they become available; 

  • Educational content related to real estate investing. 

B. Meet Kevin Membership / Education + Alpha Content

  • The Meet Kevin Alpha Report: Daily (when the market is open) market commentary and  educational research, which may include pre-trading tips for the day, technical analysis  (charts/levels), fundamental analysis (financials/macro), watchlists, "lines to watch," and pre market notes. 

  • Educational Content: Courses, lectures, downloadable materials, archives, community features,  livestreams, Q&As, and other educational content offered under the "Meet Kevin" brand. 

C. Investment Opportunities (Separate)

  •  Investment opportunities in House Hack, Inc. securities, subject to applicable securities laws and separate offering documents, including: 

    • Regulation A Offerings: Public offerings qualified by the SEC, as described in our  Offering Circular; 

    • Regulation D Offerings: Private placements available to acc

2.2 Cross-Promotion; Bundles; Separate Offerings

We may cross-promote, bundle, or jointly market the Services (for example, the Reinvest Terminal and  the Meet Kevin Membership). Unless we explicitly state otherwise at checkout, each offering is a  separate product purchase with its own Included Features, pricing, and access rules. Your purchase of  any membership, course, or software access is not an investment in House Hack, Inc. and does not  grant equity or securities rights. 

2.3 Beta Services and Early Access

We may offer beta, pilot, early access, or experimental features ("Beta Services"). Beta Services are  provided "as is" and may be unstable, incomplete, or contain errors. There will be errors. Beta Services  may change or be discontinued at any time without notice, and you use them at your own risk. The Reinvest Terminal, including its home and stock valuation features, stock data, and any APIs, is currently  offered as a Beta Service at early access pricing in exchange for your early adoption. The current version  of the Reinvest Terminal is a pre-release; we expect to release the full, new Reinvest Terminal in  November 2026, and that timeline may slip. 

2.4 Service Availability; Data Provider Dependency

While we intend to support the Services, you acknowledge that the Services may be modified,  suspended, discontinued, or become unavailable due to: 

  • Economic viability considerations; 

  • Technical changes or platform modifications; 

  • Data access limitations, including loss of access to MLS data, stock market data feeds, API  providers, or other third-party data sources; 

  • Legal or regulatory requirements; 

  • Licensing disputes or data provider terminations; or 

  • Other reasons beyond our control.

DATA PROVIDER RISK: The Services depend on data from multiple third-party providers, including MLS data providers for real estate and market data providers for stock/financial information. If we lose access to one or more data providers, some or all features of the Services may become unavailable for an indefinite period, potentially permanently. We make no guarantee of continuous access to any data  source. You acknowledge and accept this risk as a condition of using the Services. 

2.5 Definitions: Lifetime Access; Included vs. Excluded Features

"Lifetime Access" means a one-time purchase that grants the purchaser access to the Services for as long as the Company makes the Services (or the applicable Service offering/version) commercially available and supported, subject to these Terms (including suspension/termination rights), and limited to Included Features. Lifetime Access does not refer to the lifetime of the user. If the Company discontinues the Services or the applicable offering/version, Lifetime Access terminates when the Services (or that offering/version) are discontinued.

"Included Features" means the consumer-facing features and updates that we make generally available to users of a purchased plan within the Services, as described at the time of purchase and as reasonably updated from time to time. 

"Excluded Features" means any features, products, or services that are not Included Features, including without limitation: (a) enterprise or team offerings; (b) API access; (c) white-labeling; (d) bulk data exports; (e) custom model training; (f) custom integrations, implementations, or professional services; 

(g) service-level agreements (SLAs); (h) compliance/audit packages; (i) agent/broker client-facing tools or licensing; or (j) any separately branded or separately priced modules we may offer. 

"Enterprise Services" means any Excluded Features offered for business, organizational, brokerage, investor, agent, or licensing use cases, which may be offered separately at an additional cost under separate terms. 

2.6 Future Pricing Changes 

The Reinvest Terminal is offered on recurring subscription pricing (see Section 10.2). Other features may transition to monthly, quarterly, or annual subscription pricing in the future. Users with Lifetime Access  to Included Features will not be charged for features included in their tier at the time of purchase, but  new features designated as Excluded Features may be priced separately. 

2.6 Future Pricing Changes

Alpha AI, ReinvestAI, and other features may transition to monthly, quarterly, or annual subscription pricing in the future. Users with Lifetime Access to Included Features will not be charged for features included in their tier at the time of purchase, but new features designated as Excluded Features may be priced separately.

3. Corporate Structure and Relationships

3.1 Operating Entity

As of November 1, 2025, House Hack, Inc., a Wyoming corporation, is the sole operator and service  provider for all Services described herein, including the Reinvest Terminal (formerly known as the Reinvest AI platform), Meet Kevin Membership, Alpha Report, and all related courses and content  delivered through Teachable or other platforms. House Hack, Inc. collects all revenues from the Services.

House Hack, Inc. is:

  • A Wyoming C-Corporation; 

  • Registered with the SEC as a Regulation A reporting company; 

  • Audited by a PCAOB-registered public accounting firm; 

  • Licensed as a real estate brokerage with the California Department of Real Estate ("DRE"), DBA HouseHack, under license number 02236137; 

  • In the process of obtaining a Mortgage Loan Originator (MLO) endorsement; 

  • Governed by Kevin Paffrath, who holds all voting control, with over 2,000 non-voting  shareholders.

3.2 Relationship with The Paffrath Organization

The Paffrath Organization, Inc., a California S-Corporation doing business as "Meet Kevin," is a separate  legal entity that is not the operator of the Services. 

Kevin Paffrath ("Kevin"), publicly known as "Meet Kevin," is employed by The Paffrath Organization and  promotes the Services (including HouseHack, Reinvest, and the Alpha Report) through YouTube and  other media channels. The Paffrath Organization collects advertising revenue from such promotional  activities but does not operate, service, or receive revenue from the Services described in these Terms. 

Prior to November 1, 2025, The Paffrath Organization operated and received revenue from certain Meet Kevin courses. As of November 1, 2025, The Paffrath Organization transferred all servicing  responsibilities and revenue rights for such courses to House Hack, Inc. Any courses you purchased  before November 1, 2025 are now serviced by House Hack, Inc.

The Paffrath Organization is also licensed as a real estate brokerage with the California DRE under  license number 02032575, though it does not conduct active brokerage operations. Kevin Paffrath is the designated broker for both House Hack, Inc. and The Paffrath Organization. 

3.3 Kevin Paffrath Background and Disclaimer

Kevin Paffrath is the CEO of House Hack, Inc. and the public face of the "Meet Kevin" brand. You  acknowledge the following: 

Political Activity: Kevin Paffrath ran for Governor of California in 2021 under the name "Meet Kevin." His political views and activities are separate from the Services and should not be attributed to House Hack, Inc. or its shareholders.

Real Estate Licenses: Kevin Paffrath is the designated broker for House Hack, Inc. (DRE #02236137) and  The Paffrath Organization (DRE #02032575). Only House Hack, Inc. conducts active real estate  operations.

Financial Industry Background: Kevin Paffrath has passed various securities examinations, including the Series 7, Series 24, Series 27, Series 14 (compliance), and SIE exams. Kevin may have previously held  certain securities-related licenses or registrations (including roles sometimes referred to as a "financial  advisor"); however, any such licenses/registrations are not currently active and have been allowed to  expire. Regardless of any prior background, Kevin Paffrath is not providing licensed financial advice through the Services, and the Services do not create a client-adviser relationship.

KEVIN PAFFRATH IS NOT CURRENTLY A LICENSED FINANCIAL ADVISOR, BROKER-DEALER, OR  REGISTERED REPRESENTATIVE. HE DOES NOT PROVIDE LICENSED FINANCIAL ADVICE. THE SERVICES  DO NOT CREATE A CLIENT-ADVISER RELATIONSHIP. ALL CONTENT IS EDUCATIONAL AND  INFORMATIONAL ONLY. 

3.4 No Agency Relationship

Neither The Paffrath Organization nor Kevin Paffrath individually is your agent or service provider under  these Terms. Your contractual relationship for the Services is solely with House Hack, Inc. As between  you, the Company, Kevin Paffrath, and The Paffrath Organization, the Company is responsible for the  Services and their content (including the Reinvest Terminal, the Alpha Report, and course content);  Kevin Paffrath provides distribution and promotion of that content through his social media channels  and performs services for the Company. 

4. Eligibility and Account Registration

4.1 Eligibility Requirements

To use the Services, you must: (a) Be at least 18 years of age; (b) Have the legal capacity to enter into a binding agreement; (c) Not be prohibited from using the Services under applicable laws; and (d) Not be located in, under the control of, or a national or resident of any country subject to U.S. embargo or sanctions. 

4.2 Account Creation

You may be required to create an account to access certain features. You must provide accurate, current, and complete information and keep it updated.

4.3 Account Security

You must: (a) Use strong, unique passwords; (b) Enable multi-factor authentication when available; (c)  Notify us immediately at staff@meetreinvest.com of any unauthorized access or security breach; (d) Not share your credentials; and (e) Log out at the end of each session on shared/public devices. We are not  liable for losses arising from unauthorized use of your account due to your failure to follow these  requirements. 

4.4 Organizational Accounts

If you create an account for an organization, you represent you have authority to bind that organization, and the organization is responsible for all users under its account.

4.5 Account Verification

We may verify identity and eligibility at any time, and you agree to cooperate with reasonable requests.

5. AI-Generated Content, Financial Content, and Disclaimers

PLEASE READ THIS SECTION CAREFULLY. IT CONTAINS CRITICAL DISCLAIMERS REGARDING AI OUTPUTS, ALPHA CONTENT, AND YOUR USE OF INFORMATION FROM THE SERVICES. 

5.1 Nature of AI Outputs

All valuations, scores, analyses, rankings, recommendations, "net worth boost" estimates, renovation  estimates, and other outputs generated by our AI systems (including the Reinvest Terminal's home and  stock valuations) ("AI Outputs") are: (a) Computational estimates derived from algorithms processing  available data; (b) Not appraisals, certifications, inspections, safety assessments, or guarantees; (c)  Subject to limitations inherent in data and models; (d) Potentially incomplete, inaccurate, biased, or  outdated; (e) Not a substitute for professional advice from licensed appraisers, real estate professionals, financial advisors, attorneys, tax professionals, home inspectors, engineers, contractors, or other  qualified experts; and (f) Educational tools only. 

AI can make mistakes. You must independently verify any information before acting.

5.2 Net Worth Boost / Wedge Estimates; Costs and Taxes Not Included

Any "net worth boost," equity, wedge, upside, ROI, or similar estimate is an approximation that may be wrong and may differ materially from actual outcomes. Unless we expressly state otherwise, such estimates do not include: selling costs (including agent commissions), closing costs, financing costs, holding costs, insurance, property taxes, permits, cost overruns, vacancy, repairs, maintenance, market  shifts, or capital gains taxes (or any other tax consequences). You are solely responsible for evaluating  costs, tax impacts, and suitability. 

5.3 Not an Appraisal

AI OUTPUTS ARE NOT APPRAISALS AND/OR PROFESSIONAL OPINIONS OF MARKET VALUE. Our valuations are algorithmic estimates, not appraisals conducted by licensed appraisers under USPAP or other standards. For financing, legal, tax, or other purposes requiring a formal appraisal, you must obtain one from a licensed appraiser. 

5.4 Not a Home Inspection; "Death-Trap Protection" Disclaimer

Our AI cannot physically inspect properties. AI Outputs regarding property condition, renovation needs, red flags, or potential issues are based solely on available data and images and cannot identify defects, hazards, or conditions apparent only through physical inspection. You should always obtain a  professional home inspection before purchasing any property. 

"Death-Trap Protection" Disclaimer: The term "Death-Trap Protection" (or similar phrases) is a  marketing descriptor for algorithmic identification of potential financial red flags and estimated repair  costs only. It is not a life-safety assessment. The Services cannot identify health hazards, structural  integrity issues, mold, asbestos, fire risks, lead paint, electrical hazards, seismic risks, or other safety  risks. You agree not to rely on the Services for safety inspections or life-safety determinations.

5.5 Not Investment Advice; No Broker-Dealer / RIA Relationship

THE SERVICES DO NOT CONSTITUTE INVESTMENT ADVICE, BROKERAGE SERVICES, OR FINANCIAL  PLANNING. We are not acting as your investment adviser, broker-dealer, or fiduciary through the  Services. AI Outputs, Alpha Reports, livestream commentary, and educational content are informational  tools only and should not be relied upon as the sole basis for any investment decision. You must conduct your own due diligence and consult qualified professionals before decisions. The Alpha Report, trade  alerts, and livestreams are education and opinion, not personalized financial, investment, legal, real  estate, medical, or tax advice. You are solely responsible for your own decisions. 

5.6 Not a Recommendation; No Suitability; No Personalized Advice

Any mentions of specific stocks, options, strategies, allocations, real estate deals, renovations, or "trade  ideas" are general educational commentary and are not personalized recommendations for you. We do  not assess suitability, risk tolerance, objectives, tax status, liquidity needs, or financial situation. You are responsible for determining whether any idea is appropriate for you. 

5.7 High-Risk Activities; Options and Leverage Warning

Trading, options, and leveraged strategies involve substantial risk and can result in rapid and total loss of capital. Options are complex and not suitable for all investors. You may lose more than your initial investment in certain strategies. Past performance is not indicative of future results. 

5.8 AI for Stocks / "Alpha AI" Limitations

The Reinvest Terminal's stock valuation features are automated systems that may hallucinate, omit, or  misinterpret data. Outputs may be inaccurate, incomplete, delayed, or inconsistent. We do not  guarantee that any automated system will correctly interpret market conditions, news, earnings, or risk  factors. 

5.9 "Meet Kevin" Branding / Persona Disclaimer

You acknowledge that features currently or previously marketed as "Meet Kevin's trained AI," "Renovate like Kevin," "Alpha AI," "Kevin AI," or similar branding utilize automated models, tools, and educational  content. Outputs are automated and do not constitute personal advice, endorsement, or a direct  consultation with Kevin Paffrath individually. 

5.10 Recorded Sessions and "Advice Meetings" Disclaimer

If the Services include recordings of prior meetings, Q&As, or "advice sessions," such content is provided for educational context only, may be anonymized, and is not personalized advice to you. These recordings may be outdated and may not reflect current market conditions, laws, or best practices. Do not rely on them as a substitute for advice from licensed professionals.

5.11 Tax Disclaimers (Including "Tax Write-Off" Statements)

Any statements suggesting that membership, courses, tools, or subscriptions "could be" a tax write-off are general informational statements and are not tax advice or a guarantee of deductibility. Tax  treatment depends on your specific facts and applicable law. You should consult your own tax professional. 

5.12 Regulatory and Legal Change Risk (Including "Institutional Buyer" Restrictions)

Real estate and financial markets are subject to changes in laws, regulations, executive actions, agency  guidance, and enforcement priorities. Such changes may be proposed, adopted, modified, challenged,  or reversed, sometimes quickly. 

Specific Risk regarding "Institutional" or "Large" Purchasers: You acknowledge that governmental  actions and proposals (including those associated with the Trump administration or "Trumponomics")  may attempt to restrict or ban certain "larger" or institutional purchasers from buying single-family  homes or rentals. 

  • Undefined Terms: The definition of "larger purchaser" is currently undefined and may be broad. 

  • Fixer-Upper Uncertainty: It is unknown whether such restrictions will exempt "fixer-uppers,"  distressed properties, or value-add projects. 

  • Impact on App Utility: If such regulations are enacted and do not exempt the types of  properties identified by the Services (e.g., fixer-uppers), or if you fall under a restricted  purchaser category, the utility of the Reinvest Terminal and our algorithms for finding and  analyzing deals may be significantly reduced or rendered obsolete for your specific use case. We make no guarantees that our software will remain useful under future legal regimes. 

You are responsible for monitoring legal changes that may affect your ability to purchase or hold real  estate. We are not responsible for refunds or losses due to such regulatory changes. 

5.13 Data Limitations

AI Outputs and Alpha Content may rely on data from MLS feeds, public records, market data sources,  and other third parties. Data may be incomplete, inaccurate, delayed, or restricted. We do not warrant  the accuracy, completeness, or timeliness of any underlying data. 

5.14 Your Responsibility

You are solely responsible for: (a) Verifying information obtained through the Services; (b) Conducting  independent due diligence; (c) Consulting qualified professionals before decisions; (d) Understanding  and accepting risks; and (e) All decisions and actions taken based on the Services.

5.15 Fair Housing; Non-Discrimination; No Steering

The Services and AI Outputs are not designed to, and must not, be used to discriminate, exclude,  discourage, or "steer" any person in connection with housing on the basis of any protected  characteristic under applicable law. 

You agree that you will not use the Services to: 

  • Make or support decisions to deny housing, financing, or services based on protected  characteristics; 

  • Suggest neighborhoods, properties, or strategies based on protected characteristics; • Generate or distribute discriminatory content; or 

  • Otherwise violate fair housing, anti-discrimination, or consumer protection laws. 

We may implement guardrails, restrictions, or monitoring to reduce discriminatory use. We reserve the  right to suspend or terminate accounts that use the Services in a discriminatory manner. 

6. User Conduct and Prohibited Uses

6.1 Acceptable Use

You agree to use the Services only for lawful purposes and in compliance with applicable laws.

6.2 Prohibited Activities

You agree not to: (a) Use the Services for any unlawful purpose; (b) Attempt unauthorized access to the Services or accounts; (c) Interfere with or disrupt the Services; (d) Use robots, scrapers, or automated  access without written permission; (e) Reverse engineer, decompile, or disassemble the Services; (f) Remove proprietary notices; (g) Transmit malware or conduct cyber attacks; (h) Use the Services for fraud or deception; (i) Resell, sublicense, or redistribute the Services or outputs without authorization; (j) Use the Services to compete with us or develop competing products; (k) Misrepresent identity or affiliation; (l) Harass, abuse, or harm others; (m) Circumvent access controls or usage limits; (n) Send spam or unsolicited communications; (o) Violate third-party rights; (p) Encourage or enable any prohibited conduct; (q) Use the Services or outputs to discriminate, exclude, discourage, or steer any person in connection with housing based on protected characteristics; (r) Use the Services or outputs to create or support segmentation/targeting/decisioning that violates fair housing, anti-discrimination, or consumer protection laws; (s) Submit prompts or content intended to generate discriminatory, harassing, hateful, or unlawful content; (t) Violate applicable data licenses, including MLS restrictions; (u) Share course content, livestream links, or Discord access with non-members; or (v) Download course  content and then request a refund or chargeback. 

6.3 Compliance with Data Licenses (MLS and Other Licensed Data)

Your use of MLS data or other licensed data is subject to applicable licenses and restrictions. You agree not to aggregate, compile, redistribute, or use such data for unauthorized purposes or to create  competing products. 

6.4 Enforcement

We may investigate violations and may suspend or terminate accounts, remove content, and report to  authorities where appropriate. 

7. Intellectual Property Rights

7.1 Our Intellectual Property

The Services, including software, models, algorithms, content, branding, trademarks (including  "HouseHack," "Reinvest," "ReinvestAI," "Reinvest Terminal," "Meet Kevin," "Alpha AI," and related  marks), and other materials (collectively, "Company IP") are owned by us or our licensors and protected by law. 

7.2 Limited License

Subject to your compliance, we grant you a limited, non-exclusive, non-transferable, revocable license  to access and use the Services for personal or internal business purposes, limited to the plan you purchased. 

7.3 Feedback

If you provide feedback, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable  license to use it without compensation. 

7.4 User Content; License; AI Training

You retain ownership of content you submit ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, sublicensable license to use, process, store, host, reproduce,  display, distribute, and create derivative works from such User Content as necessary to provide, maintain, secure, and improve the Services. 

Without limiting the foregoing, you also grant us a license to utilize User Content (including property images, uploads, and related metadata) to train, improve, validate, and evaluate our AI models and  algorithms, and to develop new features and products, subject to our Privacy Policy and applicable law. We may also use aggregated and de-identified versions for analytics, research, and marketing to the  extent permitted by law. 

You represent you have all rights needed to grant this license.

7.5 DMCA Notice

If you believe copyrighted work has been infringed, send a notice to ir@meetreinvest.com with the  required DMCA elements. 

8. Data, Privacy, and Security

8.1 Privacy Policy

Your use of the Services is subject to our Privacy Policy.

8.2 Data Processing and AI Improvement

We may process your data to provide and improve the Services, including improving our AI models, subject to our Privacy Policy and applicable law.

8.3 Security

We use commercially reasonable security measures, but no system is perfectly secure. You use the Services at your own risk. 

8.4 Data Retention

We retain data as necessary to provide the Services and comply with law.

9. Third-Party Services, Data Providers, and Integrations

9.1 Third-Party Services

The Services may integrate with or link to third-party services, APIs, or content. We do not control or endorse third-party services.

9.2 Third-Party Data

The Services may incorporate third-party data, including MLS, public records, and market data feeds. We do not warrant accuracy or completeness.

9.3 Broker-Dealer Services for Securities Offerings (If Applicable)

Investment offerings through the Services may be conducted through a broker-dealer (for example, a FINRA member broker-dealer) as described in the applicable offering documents. Any broker-dealer is not your adviser and does not validate Company statements unless expressly stated.

10. Fees, Payment, and Refund Policy

10.1 Fees

Certain features require payment. Fees are stated in U.S. dollars unless otherwise specified.

10.2 One-Time Purchases; Reinvest Terminal Subscriptions; Auto-Renewal 

If your purchase is described at checkout as a one-time purchase (including Lifetime Access), it does not automatically renew. The Reinvest Terminal is offered as a recurring subscription. Terminal subscriptions renew automatically at the end of each billing period until cancelled. You may cancel your Terminal  subscription at any time; cancellation takes effect at the end of the billing period you have paid for, and  your access continues through the end of that period. No refunds are provided for unused periods. Any  other subscriptions or recurring billing we later offer will be presented with applicable terms at checkout and will require your affirmative consent.

10.3 No Refunds (Alpha Membership; Founding / Lifetime and Long-Term Plans); Terminal  Subscriptions 

ALL PAYMENTS FOR THE MEET KEVIN ALPHA MEMBERSHIP AND FOR LONG-TERM ACCESS PLANS  (INCLUDING PAY-IN-4, QUARTERLY, MULTI-YEAR, OR LIFETIME TIERS) ARE FINAL AND NON REFUNDABLE, EXCEPT WHERE REQUIRED BY LAW. This policy applies regardless of usage, feature  changes, data provider availability, or discontinuation. 

Alpha Membership content (including the Alpha Report, trade alerts, livestreams, and course materials)  is delivered immediately upon purchase, which is why Alpha Membership payments are final. The 

Services may be modified, suspended, or discontinued for economic viability or other reasons, and you  will not receive a refund if the Services cease. Reinvest Terminal subscription payments are non refundable for unused periods; you may cancel at any time under Section 10.2, and your access  continues through the end of the period you paid for. 

10.4 Price Changes

We may change pricing for future purchases. Existing purchasers keep access as defined by their plan and these Terms.

10.5 Taxes

You are responsible for applicable taxes.

10.6 Billing Authorization

By providing payment information, you authorize us to charge your payment method.

10.7 Disputed Charges

If you dispute a charge, notify us at staff@meetreinvest.com within thirty (30) days of the charge.

11. Representations and Warranties

11.1 Your Representations

You represent that you have legal capacity, your information is accurate, and your use complies with law.

11.2 Compliance

You are responsible for ensuring your use of the Services complies with applicable laws, including real estate, securities, consumer protection, and fair housing laws.

12. Disclaimer of Warranties

THE SERVICES, INCLUDING ALL AI OUTPUTS AND CONTENT, ARE PROVIDED "AS IS" AND "AS  AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES TO THE FULLEST  EXTENT PERMITTED BY LAW, INCLUDING MERCHANTABILITY, FITNESS, TITLE, AND NON INFRINGEMENT. 

WE DO NOT WARRANT THAT THE SERVICES OR OUTPUTS WILL BE ACCURATE, COMPLETE, RELIABLE,  TIMELY, OR ERROR-FREE.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL,  SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR LOST PROFITS, LOST DATA,  OR BUSINESS INTERRUPTION. 

OUR TOTAL LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU  PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) $1,000.

YOU ASSUME FULL RESPONSIBILITY FOR ALL REAL ESTATE, INVESTMENT, TRADING, OPTIONS, AND  FINANCIAL DECISIONS. 

14. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates from claims arising from your use, your violations, your content, or your decisions.

15. Chargebacks and Disputes

15.1 Chargebacks

If you have a billing dispute or concern, you agree to contact us at staff@meetreinvest.com before initiating a chargeback or dispute with your bank or payment provider.

15.2 Consequences

We may suspend or terminate access for chargebacks or abusive disputes to the extent permitted by law.

16. Affiliates and Third-Party Promoters

We may use affiliates, promoters, or partners. Unless explicitly stated, their statements are their own and do not modify these Terms.

17. Term and Termination

17.1 Term

These Terms apply from first use until terminated.

17.2 Termination by You

You may terminate your account, or cancel a Reinvest Terminal subscription, at any time. No refunds;  cancelled Terminal subscriptions retain access through the end of the period you paid for.

17.3 Termination by Us

We may suspend or terminate access for violations, nonpayment, security issues, or discontinuation.

17.4 Survival

Key sections survive termination, including disclaimers, limitation of liability, indemnification, and  arbitration.

18. Governing Law, Arbitration, and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT. 

18.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. This Agreement evidences a transaction involving interstate commerce, and the Federal  Arbitration Act (9 U.S.C. §§ 1–16) (the "FAA") governs the interpretation and enforcement of this Section 18. 

18.2 Informal Resolution Required

Before initiating arbitration or any court proceeding, you agree to first contact us at  ir@meetreinvest.com and attempt to resolve the dispute informally for at least sixty (60) days.

18.3 Agreement to Binding Individual Arbitration

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE  SERVICES (INCLUDING THE FORMATION, PERFORMANCE, OR BREACH OF THESE TERMS, AND  INCLUDING ANY QUESTION REGARDING THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO  ARBITRATE) SHALL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT,  except as expressly stated in Sections 18.10 and 18.11 below. 

Arbitration shall be administered by JAMS under its Comprehensive Arbitration Rules and Procedures in effect at the time the arbitration is commenced, unless the dispute qualifies for JAMS streamlined  procedures, in which case the applicable JAMS streamlined rules may apply. Your acceptance of these  Terms constitutes a written agreement to arbitrate under JAMS and to the procedures described in  this Section 18.

18.4 Arbitrator Qualifications; Selection by List-and-Rank

Arbitrator Qualification (Premium Neutral). The arbitration shall be conducted by one (1) arbitrator who must be a retired judge (state or federal) with substantial experience presiding over complex civil  matters. 

List-and-Rank Selection. The arbitrator shall be selected using a list-and-rank process designed to avoid  random appointment: 

  1. JAMS shall provide the parties a list of at least seven (7) retired judges who meet the  qualification above (or the largest available list JAMS can provide under the circumstances). 

  2. Each party may strike up to two (2) candidates and shall rank the remaining candidates in  order of preference. 

  3. JAMS shall appoint the candidate with the highest combined ranking who is available and able to serve. If the top-ranked candidate is unavailable, JAMS shall proceed to the next highest  combined ranking, and so on. 

  4. If JAMS determines there is a tie or an administrative issue, JAMS shall apply its administrative procedures consistent with the parties' intent to select a retired judge by list-and-rank.

18.5 Location; Remote Proceedings; Confidentiality; Discovery 

Venue / Remote Option. The arbitration shall take place in Ventura County, California, unless the  parties agree otherwise. At your election, the arbitration may be conducted remotely by  videoconference, telephone, or by submission of documents, to the extent permitted by JAMS. 

Confidentiality. Unless otherwise required by law, the parties agree to maintain the confidentiality of  the arbitration and any related proceedings, filings, testimony, evidence, and award, except as necessary to prepare for or conduct the arbitration, to enforce an award, to pursue an appeal under Section 18.8, or as otherwise required by law. 

Discovery. The arbitrator shall permit reasonable discovery consistent with the goal of a fair, efficient, and cost-effective resolution, and may issue protective orders as appropriate. 

18.6 Reasoned Written Award 

The arbitrator shall issue a written, reasoned award that includes the arbitrator's essential findings of  fact and conclusions of law. The arbitrator may award any relief available in a court of competent  jurisdiction, consistent with applicable law and these Terms.

18.7 Fees and Costs

Attorneys' Fees. Each party shall bear its own attorneys' fees and costs, unless a statute or contract  provision that is enforceable under applicable law permits a prevailing party to recover attorneys' fees,  in which case the arbitrator may award fees consistent with that law. 

Arbitration Fees (Non-Consumer / Business Disputes). For disputes that are not "consumer  arbitrations" under JAMS policies, the JAMS filing fees, case management fees, and arbitrator  compensation shall be shared equally by the parties unless the arbitrator reallocates fees in the award  as permitted by applicable law. 

Consumer Fee Protections (If Applicable). If the dispute is deemed a "consumer arbitration" under  JAMS policies or applicable law, then the allocation of arbitration fees and costs shall comply with the  JAMS Consumer Arbitration Minimum Standards and applicable law (including any cap on the  consumer's required filing fee and any requirement that the Company pay remaining forum and  arbitrator fees). 

18.8 Optional Arbitration Appeal Procedure (JAMS)

PRE-AGREED APPEAL. In addition to any rights that may exist under the FAA or applicable law, the parties agree that any final award may be appealed pursuant to the JAMS Optional Arbitration Appeal Procedure ("JAMS Appeal Procedures"). The appeal shall be administered by JAMS in accordance with  the JAMS Appeal Procedures in effect at the time the appeal is commenced. 

Appellate Panel. Unless the parties agree to a single appellate arbitrator, the appeal shall be decided by a three-member appellate panel, and each appellate arbitrator must be a retired judge (state or federal). 

Standard of Review. The appellate panel shall apply the standard of review specified in the JAMS Appeal Procedures (including the standard generally applied by the first-level appellate court in the applicable  jurisdiction).

Finality. The decision of the appellate panel shall be final and binding, and judgment on the award (as  affirmed, reversed, or modified) may be entered in any court of competent jurisdiction. 

18.9 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS,  COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. Unless both parties agree otherwise in  writing: (a) No arbitration or proceeding shall be joined with any other; (b) There is no right or authority  for any claim to be arbitrated on a class action basis or to utilize class action procedures; and (c) There is  no right or authority for any claim to be brought in a representative capacity on behalf of the general  public or any other persons.

18.10 Small Claims Court

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within that court's jurisdictional limits, provided the action remains an individual action and does not seek relief inconsistent with the class action waiver

18.11 Injunctive or Equitable Relief for IP / Confidentiality

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of  competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation  of intellectual property rights, confidential information, or other proprietary rights, including any  provisional relief required to prevent irreparable harm. You agree to submit to the personal jurisdiction  of the federal and state courts located in Ventura County, California for such actions.

18.12 Jury Trial Waiver

IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND THE COMPANY EACH WAIVE ANY RIGHT TO A JURY TRIAL. 

18.13 Severability

If any provision of this Section 18 is found to be unenforceable, the remaining provisions shall remain in full force and effect. If the class action waiver is found to be unenforceable as to a particular claim, that claim shall proceed in court rather than arbitration, and the remainder of this arbitration agreement shall remain enforceable. 

18. Governing Law, Arbitration, and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT. 

18.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. This Agreement evidences a transaction involving interstate commerce, and the Federal  Arbitration Act (9 U.S.C. §§ 1–16) (the "FAA") governs the interpretation and enforcement of this Section 18. 

18.2 Informal Resolution Required

Before initiating arbitration or any court proceeding, you agree to first contact us at  ir@meetreinvest.com and attempt to resolve the dispute informally for at least sixty (60) days.

18.3 Agreement to Binding Individual Arbitration

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE  SERVICES (INCLUDING THE FORMATION, PERFORMANCE, OR BREACH OF THESE TERMS, AND  INCLUDING ANY QUESTION REGARDING THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO  ARBITRATE) SHALL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT,  except as expressly stated in Sections 18.10 and 18.11 below. 

Arbitration shall be administered by JAMS under its Comprehensive Arbitration Rules and Procedures in effect at the time the arbitration is commenced, unless the dispute qualifies for JAMS streamlined  procedures, in which case the applicable JAMS streamlined rules may apply. Your acceptance of these  Terms constitutes a written agreement to arbitrate under JAMS and to the procedures described in  this Section 18.

18.4 Arbitrator Qualifications; Selection by List-and-Rank

Arbitrator Qualification (Premium Neutral). The arbitration shall be conducted by one (1) arbitrator who must be a retired judge (state or federal) with substantial experience presiding over complex civil  matters. 

List-and-Rank Selection. The arbitrator shall be selected using a list-and-rank process designed to avoid  random appointment: 

  1. JAMS shall provide the parties a list of at least seven (7) retired judges who meet the  qualification above (or the largest available list JAMS can provide under the circumstances). 

  2. Each party may strike up to two (2) candidates and shall rank the remaining candidates in  order of preference. 

  3. JAMS shall appoint the candidate with the highest combined ranking who is available and able to serve. If the top-ranked candidate is unavailable, JAMS shall proceed to the next highest  combined ranking, and so on. 

  4. If JAMS determines there is a tie or an administrative issue, JAMS shall apply its administrative procedures consistent with the parties' intent to select a retired judge by list-and-rank.

18.5 Location; Remote Proceedings; Confidentiality; Discovery 

Venue / Remote Option. The arbitration shall take place in Ventura County, California, unless the  parties agree otherwise. At your election, the arbitration may be conducted remotely by  videoconference, telephone, or by submission of documents, to the extent permitted by JAMS. 

Confidentiality. Unless otherwise required by law, the parties agree to maintain the confidentiality of  the arbitration and any related proceedings, filings, testimony, evidence, and award, except as necessary to prepare for or conduct the arbitration, to enforce an award, to pursue an appeal under Section 18.8, or as otherwise required by law. 

Discovery. The arbitrator shall permit reasonable discovery consistent with the goal of a fair, efficient, and cost-effective resolution, and may issue protective orders as appropriate. 

18.6 Reasoned Written Award 

The arbitrator shall issue a written, reasoned award that includes the arbitrator's essential findings of  fact and conclusions of law. The arbitrator may award any relief available in a court of competent  jurisdiction, consistent with applicable law and these Terms.

18.7 Fees and Costs

Attorneys’ Fees. Each party shall bear its own attorneys’ fees and costs, unless a statute or contract provision that is enforceable under applicable law permits a prevailing party to recover attorneys’ fees, in which case the arbitrator may award fees consistent with that law.

Arbitration Fees (Non-Consumer / Business Disputes). For disputes that are not “consumer arbitrations” under JAMS policies, the JAMS filing fees, case management fees, and arbitrator compensation shall be shared equally by the parties unless the arbitrator reallocates fees in the award as permitted by applicable law.

Consumer Fee Protections (If Applicable). If the dispute is deemed a “consumer arbitration” under JAMS policies or applicable law, then the allocation of arbitration fees and costs shall comply with the JAMS Consumer Arbitration Minimum Standards and applicable law (including any cap on the consumer’s required filing fee and any requirement that the Company pay remaining forum and arbitrator fees).

18.8 Optional Arbitration Appeal Procedure (JAMS)

PRE-AGREED APPEAL. In addition to any rights that may exist under the FAA or applicable law, the parties agree that any final award may be appealed pursuant to the JAMS Optional Arbitration Appeal Procedure (“JAMS Appeal Procedures”). The appeal shall be administered by JAMS in accordance with the JAMS Appeal Procedures in effect at the time the appeal is commenced.

Appellate Panel. Unless the parties agree to a single appellate arbitrator, the appeal shall be decided by a three-member appellate panel, and each appellate arbitrator must be a retired judge (state or federal).

Standard of Review. The appellate panel shall apply the standard of review specified in the JAMS Appeal Procedures (including the standard generally applied by the first-level appellate court in the applicable jurisdiction).

Finality. The decision of the appellate panel shall be final and binding, and judgment on the award (as affirmed, reversed, or modified) may be entered in any court of competent jurisdiction.

18.9 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. Unless both parties agree otherwise in writing: (a) No arbitration or proceeding shall be joined with any other; (b) There is no right or authority for any claim to be arbitrated on a class action basis or to utilize class action procedures; and (c) There is no right or authority for any claim to be brought in a representative capacity on behalf of the general public or any other persons.

18.10 Small Claims Court

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within that court’s jurisdictional limits, provided the action remains an individual action and does not seek relief inconsistent with the class action waiver.

18.11 Injunctive or Equitable Relief for IP / Confidentiality

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights, confidential information, or other proprietary rights, including any provisional relief required to prevent irreparable harm. You agree to submit to the personal jurisdiction of the federal and state courts located in Ventura County, California for such actions.

18.12 Jury Trial Waiver

IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND THE COMPANY EACH WAIVE ANY RIGHT TO A JURY TRIAL.

18.13 Severability

If any provision of this Section 18 is found to be unenforceable, the remaining provisions shall remain in full force and effect. If the class action waiver is found to be unenforceable as to a particular claim, that claim shall proceed in court rather than arbitration, and the remainder of this arbitration agreement shall remain enforceable.

19. Modifications to Terms

We may modify these Terms. Continued use constitutes acceptance.

20. General Provisions

20.1 Entire Agreement

These Terms and incorporated documents form the entire agreement.

20.2 Severability

If any provision is unenforceable, the remainder remains in effect.

20.3 Waiver

No waiver is effective unless in writing.

20.4 Assignment

You may not assign these Terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.

20.5 Force Majeure

We are not liable for delays/failures due to events beyond our reasonable control, including data provider outages, API failures, natural disasters, pandemics, government actions, or other force majeure events.

20.6 No Third-Party Beneficiaries

No third party has rights under these Terms except as expressly stated.

20.7 Relationship of Parties

No agency, partnership, joint venture, employment, or franchise relationship is created.

20.8 Notices

We may contact you via email, in-app notices, push notifications, text message, or posting on our  website. 

Legal notices and formal communications (including notices of dispute, arbitration opt-outs, subpoenas, and other legal notices) must be sent to: 

House Hack, Inc. 8164 Platinum Street Ventura, CA 93004 Email: ir@meetreinvest.com Customer support contacts (not for legal notices): 

• Reinvest / Reinvest Terminal support: staff@meetreinvest.com 

• Meet Kevin courses / membership support: staff@meetkevin.com 

• Investor relations (House Hack investors): ir@meetreinvest.com

20.9 Export Compliance

You agree to comply with export controls and sanctions laws.

20.10 Government Users

The Services are "commercial computer software" provided under these Terms.

20.11 Language

English controls in case of conflicts with translations.

20.12 Support and Contact

Reinvest / Reinvest Terminal Support: staff@meetreinvest.com

Meet Kevin Course & Membership Support: staff@meetkevin.com 

Investor Relations (House Hack, Inc. investors): ir@meetreinvest.com 

Legal Notices: ir@meetreinvest.com (and the mailing address listed in Section 20.8)

20.13 Mobile Messaging (Text Alerts) Consent; Opt-Out

By providing your mobile number, you expressly consent to receive marketing and non-marketing textmessages from us at the number provided, including automated alerts and notifications related to the Services (deal alerts, account messages, and promotions). Consent is not a condition of purchase.  Message and data rates may apply. You may opt out at any time by replying STOP. For help, reply HELP or contact staff@meetreinvest.com. Carriers are not liable for delayed or undelivered messages. 

21. Additional Disclosures

21.1 Corporate Entities

House Hack, Inc.

  • Wyoming C-Corporation

  • DBA: HouseHack, Reinvest

  • California DRE License: #02236137 (Active)

  • Designated Broker: Kevin Paffrath

  • SEC Regulation A Reporting Company

  • PCAOB Audited

  • MLO Endorsement: In Progress

The Paffrath Organization, Inc.

  • California S-Corporation

  • DBA: Meet Kevin

  • California DRE License: #02032575 (Inactive - no operations)

  • Designated Broker: Kevin Paffrath

  • Owners: Kevin Paffrath and Lauren Paffrath

  • Role: YouTube/media promotion only; does not operate or service the Services

21.2 Securities / Offering Disclosures

Any securities offering is made only through the applicable offering documents and only where lawful. Nothing in the Services or Educational Content constitutes an offer to sell or solicitation to buy securities except through the official offering materials.

Types of Offerings:

  • Regulation A: Public offerings qualified by the SEC, available to all investors, as described in our  Offering Circular.

  • Regulation D: Private placements available to accredited investors only, as described in our  Private Placement Memorandum.

21.3 Risk Disclosure

Real estate and securities involve substantial risk, including loss of principal. Past performance is not indicative of future results. Market conditions can change rapidly. You should consult legal, tax, and  financial professionals before making decisions.

21.4 Kevin Paffrath Licenses and Background Summary

  • Active: California Real Estate Broker (as designated broker for House Hack, Inc. and The Paffrath Organization) 

  • Previously Held / Now Expired or Inactive: Certain securities-related licenses/registrations and  related examinations (including Series 7, Series 24, Series 27, Series 14, and SIE) that are no  longer active. 

  • Kevin Paffrath is NOT currently a licensed financial advisor, broker-dealer, or registered  representative, and does not provide licensed financial advice through the Services. 

21.5 Key Person Risk

Certain aspects of the Services, Educational Content, and branding may depend on the continued  participation, availability, or reputation of key individuals (including Kevin Paffrath) and key personnel. If a key person becomes unavailable (including due to illness, injury, disability, death, or other personal or  professional reasons) or reduces involvement, the Services and related content may change, be delayed, or be discontinued. You acknowledge this risk and agree that it does not entitle you to any refund. 

21.6 Communications & Retention

Communications; Official records.

We may communicate with you through various channels. For clarity, informal messages (including  internal or real-time chat coordination) are not intended to create binding obligations. If there is any  conflict between an informal message and a formal written communication or executed agreement, the  formal written communication/executed agreement will control. For property management matters,  only communications sent to or from our designated property management phone number(s), text  line(s), portal, or email addresses are treated as official communications. Messages sent to employees'  personal phone numbers are not an approved business channel and may not be monitored, received, or retained.

No SMS/text messaging for business matters.

Except for property-management related inquiries to (805) 888-2480, do not send confidential or time sensitive business requests via SMS/text message. We do not treat employees' personal SMS/text  messages as an official channel for business matters and do not maintain an archive of employees'  personal SMS/text messages as part of our records.

Consent to Contact (Property Management). 

By providing your phone number, you consent to receive property management communications from  us via call, voicemail, and text message using our designated property management number(s). Message

frequency varies. Standard message/data rates may apply. You may opt out of non-emergency texts at  any time by replying STOP.

Retention of communications.

We retain certain communications for limited periods and may delete them in accordance with our  records retention practices, except where a legal hold or legal obligation requires longer retention. 

BY USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. 

© 2026 House Hack, Inc. All rights reserved. 

House Hack, Inc. 8164 Platinum Street Ventura, CA 93004 Reinvest / Reinvest Terminal Support:  staff@meetreinvest.com Meet Kevin Course & Membership Support: staff@meetkevin.com Investor Relations: ir@meetreinvest.com

©2026 MeetReinvest.com. All rights reserved.

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©2026 MeetReinvest.com. All rights reserved.

Investor Portal:

2022-2023

2024+

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Terms of Use

©2026 MeetReinvest.com. All rights reserved.

Investor Portal:

2022-2023

2024+

Course Login

Email Us

Privacy Policy

•

Terms of Use